ČSOB Poštovní spořitelna
ČSOB Poštovní spořitelna
Česká pošta, s.p., is a long-term partner of the ČSOB Group in the provision of banking, insurance, and other financial services. Thanks to this partnership, customers can conveniently manage their personal and family finances using products from the ČSOB Poštovní spořitelna Group at Česká pošta branches. Post offices with a specialized counter provide the ČSOB Group’s comprehensive range of products, broader services, and ongoing client support.
Even post offices without a dedicated counter provide customer service and help customers sign up for select ČSOB products, as well as handle service transactions related to these products.
List of post offices with specialized counters – banking (SBP) and insurance (SPP)
People
Postal Account
It has everything you need for convenient payments. Anyone can open a postal account for free.
We don’t charge any account maintenance fees.
Withdrawals from ČSOB ATMs are also free, as are one cash withdrawal per month at a post office and one cash delivery to your address per month.
More information.
Loans for Anything
With a "Loan for Anything," you don't need to provide receipts or explain what you need the loan for. We'll send the money directly to your account, and you can spread out the repayments according to your budget.
More information.
Loan Consolidation
Loan consolidation helps you combine all your loans into one, so you won’t pay unnecessary fees, you’ll only have one loan to repay, and you can save significantly. Plus, you can spread out your payments according to your budget, and we’ll handle all the paperwork for you. And if you need extra money, that’s no problem with loan consolidation.
More information.
Credit Card
Extended warranty insurance (+1 year), up to 55 days interest-free, free product insurance.
More information.
Overdraft
An authorized overdraft to bridge a temporary shortage of funds.
More information.
Online Banking and ČSOB Smart
You can manage your finances easily and conveniently from home thanks to online banking. Whenever you need to, you can check your account balance, view your account history and statements, and make all your payments. You can do all of this from your phone or tablet, no matter where you are—just install ČSOB Smart.
More information.
Payment Card
This contactless card lets you pay for everyday purchases quickly and conveniently—simply hold it up to the payment terminal when checking out at a store. You can use it to pay at home, abroad, and online, and withdraw cash from ATMs and post offices.
More information.
Savings passbooks
A savings passbook is a traditional way to save if you prefer branch locations and in-person service. ČSOB Poštovní spořitelna offers savings passbooks with and without a notice period.
More information.
Investment Services
Information Document for Authorized Representatives of ZPKT Česká pošta, s.p.
More information.
Saving with a Bonus
Savings account with a bonus interest rate.
More information.
Businesses and organizations
ČSOB Business Account
This account is intended for individual entrepreneurs. By using online banking, you’ll save significantly on transaction fees.
More information.
Account for Legal Entities
Intended for all business entities, housing cooperatives, condominium associations, and municipalities.
Starting January 1, 2024, accounts can be opened at ČSOB branches for corporate banking. Account services will continue to be available at post offices.
More information
Account for Nonprofits
Intended for all foundations and endowment funds, civic associations, public benefit corporations, churches and religious organizations, and state-funded organizations.
Starting January 1, 2024, you can open a business banking account at ČSOB branches. Account services will continue to be available at post offices.
More information
Other
Check vouchers
ČSOB Poštovní spořitelna issues check vouchers as a document for cash withdrawals from the payer’s account held at ČSOB/ČSOB Poštovní spořitelna or another bank in the Czech Republic. A check voucher is a suitable tool for the payment of dividends and other monetary payments where, for whatever reason, a non-cash payment to an account cannot be used.
Payment Slips
ČSOB Poštovní spořitelna issues a payment slip as a document for making a cash payment to a recipient’s account held at ČSOB/ČSOB Poštovní spořitelna. You can therefore conveniently use the payment slip to pay the amount indicated on it into your account. A payer who receives a payment slip by mail can pay it at any post office. After the payment slip is paid, the amount is subsequently credited to your account.
Deposit Cards
Deposit cards are payment cards designed for businesses that allow only cash deposits, either at Czech Post counters or through ČSOB deposit ATMs. Deposit cards are issued only to individuals over the age of 18, and only the account holder may apply for one.
"Česká pošta, s.p., is an independent broker pursuant to Act No. 257/2016 Coll., on Consumer Credit."